WELCOME TO YOUR 1 DEGREE PLANNING
1 Degree Planning is a trade name used by Jacky Kuk with the approval of AssetPlus Capital Inc. Mutual fund products and services are offered through AssetPlus Capital Inc., a mutual fund dealer regulated by the Canadian Investment Regulatory Organization (CIRO)
Our Approach
1 Degree Planning focuses on a 5 steps approach for all our clients
Step 1
Discovery
How can we know what to plan for if we don't know what you want in life? This is a very important step where it's all about you and your life goals. Tell us what you want and when you want them!
Step 2
Analysis
Base on your answers in step 1, We compare what your current financial situation looks like and see if that’s aligned with your goals.
Step 3
Recommendations
We will come up with several recommendations and possible plans for you to choose. Here is where we show you the big picture of your financial plan and get feedback from you.
Step 4
Implementation
According to your priorities, we will implement our plans layer by layer and explain to you how each part makes sense and works with each other.
Final Step
Constant Review
Once we implemented a plan of your choosing, we need to make sure we review constantly because your life goals may change as you go through different life stages! We need to adjust our plans accordingly if your goals change.
SERVICES
Our 4 Pillars of Planning
Asset Growth Protection
Investment planning may form part of a client’s overall financial plan based on the client’s financial circumstances, investment objectives, time horizon, risk profile and other relevant information. Mutual funds are subject to market fluctuations and other investment risks. Their values may increase or decrease, and investment returns are not guaranteed.
Mutual fund products and related investment services are offered through AssetPlus Capital Inc.
Wealth Protection
Insurance planning may help clients assess and address certain financial risks associated with death, illness or disability. The appropriate type and amount of insurance will depend on each client’s individual circumstances, needs and financial objectives.
Life insurance products and services are offered by Jacky Kuk through Celeste Financial Inc. Celeste Financial Inc. conducts its insurance business through AssetPlus Financial Services Inc., Managing General Agency. Insurance products and services are not offered through, or the responsibility of, AssetPlus Capital Inc.
Estate Planning Strategies
Plan today for the people you care about tomorrow. I’ll help you build an estate strategy that minimizes taxes, simplifies the transfer of your wealth, and fits your broader financial plan, working alongside your legal professionals so every detail is covered.
Whether you’re starting from scratch or updating an existing plan after a major life change, I’ll help you leave a legacy that reflects what matters most to you.
Tax-Efficient Financial Planning
Tax is one of the most expensive deductions in our income every year; our philosophy is to do planning with as little out-of-pocket expense as possible. Many people perceive tax refund as extra spending money, but they are actually your hard earn cash, it should go towards building your future.
Tax considerations may form part of the financial planning process. Clients should consult their qualified tax and/or accounting professionals regarding advice specific to their individual circumstances.
Hi! This is Jacky!
I came to Canada from Hong Kong when I was 8 years old and my passion is soccer, reading epic fantasies, gaming! I studied in SFU and got into this industry in 2015, since then I’ve been in love with Financial Planning and helping my clients achieve their financial goals!
As a husband to my wonderful wife and father of a lovely daughter I understand how chaotic things can get especially financially in these years. We are so stretched money plus energy wise AND we still have to worry about our own retirement. Going through these life stages myself gave me a perspective and understanding I did not have before, I hope I can use my knowledge plus personal experience to guide every client to their financial goals!
Jacky Kuk, CFP®
Dealing Representative – AssetPlus Capital Inc.
Life Insurance Advisor – Celeste Financial Inc.
Testimonials
See what our clients say about us
“I have worked in the financial services sector for years. Through my experiences, I recognize the positive impacts that a financial consultant can bring to an individual or a family. Aside from knowledge and experience, Jacky has these characteristics to help his clients, like myself, build a financial stable future.”
“Working with Jacky for many years has shown me just how positively a dedicated consultant can impact a family’s life. Jacky goes well beyond standard knowledge and experience, he genuinely embodies the character traits necessary to help his clients, including me, build lasting financial security.”
“Jacky has been amazing since day one. I’ve been dealing with him for a couple of years now and he has been extremely helpful. During inquiries, he proposes multiple offers to me and explains the pros and cons for each one with clarity. He has definitely curbed any sort of buyer’s remorse I initially felt and I feel comfortable when he handles my investments. Though I try not to disturb him during his time off, he’ll answer my calls when I have problems/emergencies during evenings, weekends, and even his holidays! At times when an investment doesn’t grow well, he is equipped with or will find a contingency plan. Would I recommend Jacky? Of course! He’s a huge part of my life now and I recommend him to my friends!”
Youtube Channel
Due to COVID-19 we have launched our educational channel in April 2020, check out our weekly content!